Crossmint

Overview

Crossmint is an all-in-one stablecoin infrastructure platform used by 40,000+ enterprises and developers. Its APIs handle wallet creation and management, stablecoin movement and orchestration, fiat onramps and offramps, and financial tooling for AI agents. Crossmint holds MiCA authorization across all 27 EU states and operates in all US states including New York, making it one of the most broadly licensed stablecoin infrastructure providers available.

Features

• Embedded Wallet Infrastructure: Create programmable smart contract wallets for users, agents, or backend operations via chain-agnostic REST APIs and SDKs (React, React Native, Node.js, Swift). Supports custodial and non-custodial modes via a single API, with gas abstraction, MPC-backed key management, and no vendor lock-in.
• Stablecoin Orchestration: Move stablecoins globally with instant settlement. Route payments across chains, manage liquidity, and automate disbursements for remittances, payroll, and cross-border payments.
• Onramps and Offramps: Embed plug-and-play ramps to convert fiat to stablecoins and back to local currency across 160+ countries.
• Treasury Wallets: Manage company crypto treasury with multi-signer approvals, spending limits, batch disbursements, and cross-chain liquidity — all enforced on-chain and accessible via API.
• Agentic Payments: Provision wallets for AI agents, authorize delegated signers on-chain, and enable agents to transact with stablecoins or cards. Includes 250+ plug-ins and the GOAT SDK for agentic finance applications.
• Verifiable Credentials and Tokenization: Issue and manage verifiable credentials and tokens at scale using APIs and no-code tools.
• Compliance Infrastructure: Built-in AML screening, KYC/KYB, sanctions checks, travel rule support, and audit trails. SOC 2 Type II certified, GDPR compliant, 99.99% SLA.

Getting Started

To start using Crossmint, follow these steps:

1. Sign Up: Visit Crossmint and create an account.
2. Set Up Your Project: Configure wallets, payment flows, onramps, and compliance settings in the Crossmint dashboard.
3. Get API Key: Obtain your API key to authenticate requests and connect Crossmint to your application.
4. Integrate: Use Crossmint's SDKs or REST APIs to go live. Most teams make their first API call within hours, with production deployments typically taking days to weeks depending on scope.

Documentation

For detailed setup instructions, API references, quickstarts, and sandbox environments, visit the Crossmint Documentation.

Use Cases

Crossmint is ideal for:

• Remittances: Enable faster, cheaper global transfers with stablecoin rails and embedded wallets for recipients. MoneyGram launched stablecoin-powered remittances in 60 days using Crossmint.
• Payroll: Send instant, compliant stablecoin payouts to workers and contractors worldwide. Toku administers $1B+ in global payroll using Crossmint infrastructure.
• Neobanks: Build a full-stack global neobank with wallets, payments, yield, cards, and stablecoin deposits. Wirex uses Crossmint to provision treasury wallets for businesses.
• Stablecoin Payouts: Pay users or businesses globally in stablecoins without requiring them to manage wallets or gas fees.
• Treasury Optimization: Run 24/7 global treasury operations with programmable multi-sig controls, automated disbursements, and real-time on-chain auditability.
• Agentic Finance: Give AI agents financial capabilities including wallets, spending policies, and access to billions of purchasable items via API.
• Avalanche Developers: Integrate stablecoin wallet infrastructure and payment rails into any application built on Avalanche C-Chain using Crossmint's chain-agnostic SDK.